Digital Lending: A $1 Trillion opportunity for India

By the year 2023, it is estimated that MSME (Micro, Small and Medium Enterprises) digital lending may increase 10-15 times to arrive at INR 6-7 Lakh Crore ($80-100 billion) worth of annual disbursements, creating a window for traditional lenders to go digital. With the growth of API based data distribution patterns and the technical know-how… Continue reading Digital Lending: A $1 Trillion opportunity for India

Dunning-Kruger Effect for Business Management

A type of illusory superiority, it is a type of cognitive bias in which people believe that they are smarter and more capable than they really are. To avoid the Dunning–Kruger effect (or make it less painful): • Admit the fact that there is something you don’t know and always be ready to improve yourself.… Continue reading Dunning-Kruger Effect for Business Management